California Dental Care PPO Plans and Waiting Periods
Question: I am new to looking for individual dental insurance my dental office that I go to said they only accept PPO dental insurance plans. My problem is I not sure what waiting periods are. Why would I buy a dental insurance plan and have to wait a year before most of the dental care services are made effective?
Answer: Well whether you choose to buy a PPO dental insurance plan or another type of dental insurance would be up to you. Why many people choose to buy a dental PPO plan even knowing about the waiting periods, because they prefer to have a dental insurance plan where they can pick their own dental provider and not one in the plan network only.
Therefore it is more an issue about saying with their current dentist. It is true that most PPO plans do have plan waiting periods for both basic and major dental care but generally you are not buying a PPO dental insurance plan because you need a root canal done in the next day or two. One buys a PPO dental insurance plan for long term future needs knowing that they do not want to continue going without insurance, but they want to choose or stay with their provider that does not accept any other dental insurance plan type.